Polkadot.js.org Substrate Portal
After successfully completing the prerequisite setup phase, you can start using Polkadot.js.org Substrate Portal through Ledger
Connect & Import
Quit Ledger Live.
Plug Ledger → Unlock → Open the Polkadot app
Navigate to the Polkadot.js In Accounts → click From Ledger (or Import via Ledger).

Upon clicking the From Ledger button, you will see the following screen
In the modal, set:
Account type (top-level derivation; usually 0)
Address index (child index; usually 0)
Name your account → Save.

Upon clicking the Save button, the Device Selector will appear. Select your Ledger device and press the Connect button.

Allow the connection on your Ledger Device.
Notes on derivation:
Ledger on Substrate = ed25519 keys.
Account type groups (0..N). The address index enumerates addresses within that group.
The address string changes by network (SS58 format), but the underlying public key is the same.
How to Transfer on Creditcoin network
Unlock Ledger → open the Polkadot app
In the portal, go to Accounts → My accounts → click the paper-plane “Send” icon next to your Ledger account

From: your Ledger account → To: paste/choose recipient.
Amount: enter value.

Click Make Transfer → Sign and Submit → review on the Ledger → Approve.
Track status in the UI or your block explorer.

The transfer has now been successfully completed.
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